Surplus Fund Recovery Specialists  ·  Est. 2023

Your Money Is
Waiting For You

We Find It. We Recover It. You Receive It.

Since 2023, KR Royal Capital Group has helped claimants nationwide recover excess funds that are rightfully theirs — from foreclosures, tax deed sales, and government auctions.

2023
Year Established
50
States We Serve
$0
Upfront Cost to You
100%
Contingency Based
$1B+
Unclaimed Funds Nationwide

Our Story

Built to Help People
Reclaim What's Theirs

Est. 2023

Who We Are

KR Royal Capital Group was founded in 2023 with one mission: to ensure that everyday people — homeowners who lost properties to foreclosure, families navigating tax deed sales, heirs unaware of unclaimed funds — receive every dollar they are legally owed.

Since opening our doors, we have helped claimants nationwide recover excess funds that were sitting in county accounts, court registries, and government agencies — funds that most people never knew existed.

We believe that losing a property is hard enough. Losing money that belongs to you because no one told you it was there — that is something we are determined to change. Every case we take is handled with the diligence, transparency, and respect it deserves.

"Where Royalty Meets Finances."

⚜

Nationwide Reach

We serve claimants in all 50 states, navigating the specific laws and filing requirements of each county and jurisdiction on your behalf.

◈

No Recovery, No Fee

We operate entirely on contingency. You never pay us a single dollar unless we successfully recover funds on your behalf. Zero financial risk to you.

✦

Full Service Recovery

From initial research through final disbursement, we handle every step — the paperwork, the filings, the follow-up — so you don't have to.

❖

Transparency Always

We keep you informed at every stage. No surprises, no hidden fees, no fine print. Just clear, honest communication from start to finish.

What Is Surplus Funding

Unclaimed Funds Are
More Common Than You Think

What Are Surplus Funds?

Surplus funds — also called excess proceeds or overages — are leftover money generated when a property sells at auction for more than the total debt owed. This happens in foreclosure sales, tax deed auctions, and other court-ordered property transactions.

The excess money is held in trust by county clerks, courts, or government agencies. Most former owners never learn this money exists, and it often goes unclaimed for years before being permanently absorbed by the state.

At KR Royal Capital Group, we locate these funds, verify your entitlement, prepare all required documentation, and file your claim — so that money finds its way back to the person it belongs to: you.

$1B+
Surplus Funds Held Nationwide Annually
90%
Of Former Owners Never Know Funds Exist
No Fee
Upfront — We Work On Contingency Only

What We Offer

Our Services

From discovery to disbursement, KR Royal Capital Group handles every step of the surplus fund recovery process with precision and integrity.

⚜

Surplus Fund Search

We conduct a comprehensive search across county records, court filings, and government databases to determine if excess funds exist in your name — at no cost to you.

◈

Claim Filing & Recovery

Our team prepares and submits all required documentation to claim your surplus funds, navigating complex legal procedures on your behalf from start to finish.

✦

Foreclosure Surplus

If your property was foreclosed and sold for more than the mortgage balance, you may be entitled to the difference. We identify and recover those excess proceeds for you.

❖

Tax Deed Overage Recovery

When a tax-delinquent property sells at auction for more than taxes owed, the former owner has rights to the overage. We recover those funds on your behalf.

The Process

How We Recover Your Funds

A transparent, straightforward process designed to put money back in your hands with minimal effort on your part.

01

Free Consultation

We start with a no-obligation discovery call to learn about your situation and determine if excess funds may exist in your case.

02

Research & Verification

Our team searches public records, court filings, and county databases to locate and verify any surplus funds tied to your property or name.

03

Claim Preparation

We prepare all required legal documents, forms, and supporting evidence needed to successfully file your claim with the appropriate government agency.

04

You Receive Payment

Once approved, funds are disbursed directly to you. We only collect our fee after you receive your money — no upfront costs, ever.

Know Your Deadline

State Statutes &
Claim Deadlines

Every state has a different window to claim surplus funds before they are permanently absorbed by the government. Missing your deadline means losing your money forever.

⚠ Important: Deadlines vary by state, county, type of sale, and individual case circumstances. The information provided is for general reference only. Contact KR Royal Capital Group immediately for a free evaluation of your specific timeline.

State Deadline Type Urgency

View full statutes, governing codes, and key facts for all 50 states

View All 50 States — Full Details

Client Stories

What Our Clients Say

★★★★★

I had no idea I was owed money from my foreclosure. KR Royal Capital Group found over $14,000 that had been sitting with the county for two years. They handled everything — I just signed and received my check.

DW
Diane W.
Homeowner · Texas
★★★★★

Professional, transparent, and fast. From the first call to receiving my funds took less than 60 days. I highly recommend KR Royal Capital Group to anyone who has gone through a foreclosure or tax sale.

MJ
Marcus J.
Property Owner · Georgia
★★★★★

The team was knowledgeable and kept me informed every step of the way. They recovered $22,500 I didn't even know existed. Truly a royal experience from start to finish.

TP
Tonya P.
Former Homeowner · Florida

Frequently Asked

Your Questions Answered

We've organized our most common questions by topic. Select a category below to find the answers you need.

KR Royal Capital Group is a surplus fund recovery consulting firm founded in 2023. We specialize in locating excess proceeds from foreclosure sales and tax deed auctions that are legally owed to former property owners — and recovering those funds on their behalf at no upfront cost. We serve claimants in all 50 states.
Surplus funds — also called excess proceeds or overages — are created when a property is sold at auction for more than the total amount owed (mortgage balance, taxes, liens). The difference between the sale price and the debt is called the surplus, and it legally belongs to the former owner. These funds are held by county clerks, courts, or government agencies until claimed.
Government agencies are generally not required to actively notify former owners of surplus funds. Some states mail a notice to the last known address — but if you've moved, that notice never reaches you. The burden falls on the former owner to know their rights and file a claim. This is exactly why services like KR Royal Capital Group exist — we find what you didn't know to look for.
KR Royal Capital Group was established in 2023. Since then we have helped claimants across the country recover excess funds from foreclosure auctions and tax deed sales, handling every case with care, diligence, and complete transparency.
We serve claimants in all 50 states. Surplus fund laws and procedures vary significantly by state and county — our team is experienced in navigating the specific requirements of each jurisdiction. Whether your property was in Florida, Georgia, Texas, Michigan, or any other state, we can help evaluate your case.
The process has four stages: (1) Free consultation — we learn about your situation and evaluate whether a claim exists. (2) Research and verification — we search county records, court filings, and government databases to confirm funds exist. (3) Claim preparation — we prepare and file all required documents with the appropriate agency. (4) Disbursement — once approved, funds are released and you receive your share. We handle every step.
Most straightforward cases are resolved within 30 to 90 days from the time you sign our agreement. Complex cases — such as those involving competing claimants, probate, or court hearings — can take 3 to 6 months. We keep you updated throughout the entire process and never leave you wondering about the status of your case.
Typically we need: (1) A government-issued photo ID (driver's license or passport). (2) Proof of previous ownership — such as an old deed, mortgage statement, or tax bill. (3) A signed authorization agreement allowing us to act on your behalf. (4) If claiming as an heir — a death certificate and any available probate documents. We guide you through gathering everything and let you know exactly what's needed for your specific case.
In the vast majority of cases, no. Our process is completely remote — documents are signed electronically via DocuSign, notarization can be done online through Notarize.com, and claims are filed by certified mail or electronically. In rare cases where a court hearing is required, we coordinate local representation on your behalf so you still don't have to appear.
Once the claim is approved by the county or court, funds are disbursed by check or wire transfer. Depending on the jurisdiction, the check may be issued to you directly or to both parties jointly. We handle the coordination and ensure you receive your net proceeds promptly, along with a full disbursement statement showing the total recovered, our fee, and your final payment.
Nothing upfront — ever. We work on a pure contingency basis. Our fee is a percentage of the funds we successfully recover on your behalf, and it is only collected after you receive your money. If we don't recover anything, you owe us absolutely nothing. There are no application fees, no research fees, and no hidden charges.
Our fee is discussed and agreed upon during your free consultation and is clearly outlined in our written agreement before any work begins. Fee percentages vary based on the complexity of the case, the state, and the amount being recovered. Everything is fully transparent — you will always know exactly what you will receive before we proceed.
Yes — some states have statutory caps on contingency fees for surplus fund recovery. For example, Florida caps fees at a specific percentage for certain claim types. KR Royal Capital Group always complies with all applicable state laws regarding fee limitations. In any state where our agreed percentage would exceed the legal cap, the statutory cap applies automatically.
Funds remain with the county, court, or government agency throughout the entire claim process. KR Royal Capital Group does not hold your funds during the recovery period. Once released, funds are disbursed according to the terms of your agreement — your portion goes directly to you and our fee is collected at that time only.
If you or a family member previously owned a property that was sold at a foreclosure auction or tax deed sale — and the sale happened within the last several years — there is a real possibility that surplus funds exist. The best way to find out is to contact us for a free search. We research the records at no cost and let you know what we find.
Surplus fund claims typically arise from involuntary sales — foreclosure auctions and tax deed sales. If you sold your property voluntarily (including a short sale negotiated with your lender), surplus fund recovery generally does not apply. However, every situation is different and we are happy to evaluate your case during a free consultation.
Yes. Heirs and estate beneficiaries are often entitled to surplus funds from a deceased former owner's property. The process involves establishing your standing as an heir, which may require probate documents, a death certificate, and evidence of your relationship to the deceased. We have experience handling heir and estate claims and guide you through every step of the documentation process.
Junior lienholders — such as second mortgage lenders, HOA associations, and judgment creditors — may have priority rights to surplus funds before the former owner. We research the full lien history of every case before proceeding. In many situations, once junior liens are satisfied there are still remaining funds owed to the former owner. We evaluate this as part of our free case review.
Bankruptcy complicates surplus fund claims and requires careful review. Depending on whether your bankruptcy case is open or discharged, and what type of bankruptcy was filed, the surplus funds may be considered an asset of the bankruptcy estate. We strongly recommend disclosing any bankruptcy history during your consultation so we can evaluate the situation properly and advise you accurately.
If the statutory deadline passes without a claim being filed, the surplus funds are typically escheated — meaning they are transferred to the state's unclaimed property fund or absorbed by the county. In some states, funds may still be recoverable through the state's unclaimed property program even after the court deadline has passed, though the process becomes significantly more complex. This is why acting quickly is critical.
Deadlines are calculated from the date of the auction or the date the surplus was deposited with the court — not from when you find out about the funds. To determine exactly how much time remains in your case, contact us immediately for a free evaluation. We will research your specific case, identify the governing statute, and tell you exactly where you stand on the deadline.
Michigan has one of the shortest windows at 1 year from the date of the tax foreclosure sale. Texas and Florida both enforce a 2-year deadline. Illinois and North Carolina allow 3 years. Georgia provides 5 years from the date of sale. These deadlines are strictly enforced and vary by the type of sale — contact us immediately if you believe you have a case, regardless of your state.
In some cases, yes. Many states transfer escheated funds to an unclaimed property division where they remain claimable by the rightful owner for an extended period — sometimes indefinitely. Florida, for example, transfers surplus to the Chief Financial Officer's office where it may still be claimed. Ohio's unclaimed funds division accepts claims on escheated court deposits. We can investigate whether your funds are still accessible even after the original deadline.
Absolutely. Early action gives us more time to properly research your case, gather documentation, resolve any competing claims from junior lienholders, and file a complete and accurate claim. Cases filed well before the deadline are less likely to face complications. Waiting until the last few months significantly increases the risk of a rushed filing, a denial, or a missed window entirely. Contact us as soon as you become aware of a potential claim.

Get Started

Claim What's Rightfully Yours

Ready to find out if money is waiting for you? Complete the form below and our team will be in touch within one business day. Your consultation is always free.

Let's Connect

Whether you have a specific property in mind or simply want to explore your options, our team is ready to help you navigate the recovery process with confidence and clarity.

✉
contact@krroyalcapitalgroup.com
☎
225-937-6369
⚑
Louisiana · Serving Claimants Nationwide Since 2023

"Where Royalty Meets Finances."

Thank You ✦

Your submission has been received. A member of our team will reach out within one business day to discuss your case.

225-937-6369  ·  contact@krroyalcapitalgroup.com